A ruthless landlord has set up a debt collection service which sends heavies in stab-proof vests to recover cash.
David Love and his team travel to homes and businesses to chase debts – and pocket half of the money recovered.
Love and his heavies wear bodycams and protective gear during the visits and the Record has obtained footage of his intimidating methods.
One video shows a woman telling Love his behaviour is “threatening” and claims he sent her “an email with incredibly violent suggestive images and links in it”.
Citizens Advice Scotland last night said the “tactics” being used were “very concerning”, adding that anyone feeling “threatened” should contact the police.
Love has built a reputation for his ruthless approach to business. He dumped a mum of nine’s belongings in a garden in a 2018 eviction in Edinburgh and later appeared with her on ITV’s Judge Rinder show.
In December, we revealed Love sent a shocking video of a masked man wielding an AK47 assault rifle to a customer with an unpaid bill, with Love standing next to him shouting: “I want my f****** money.”
In a chilling new video seen by the Record, Love, 39, and his team call at an Edinburgh takeaway and ask to see the owner about an invoice.
The takeaway owner later sent a text to Love saying: “I’m gonna call the police now and will tell them as you threaten me and my family coming to my house. Remember here is not gangland, is not Texas.”
On the David Love Property website, he describes himself as a “property developer and professional landlord” while offering to do plumbing, security and building work.
Under a new section for his debt collection service, the website says: “Many tenants and debtors have no respect for authority but they will have respect for three debt collectors standing at their door with stab vests on.”
His website sets out fees for debt collection in Edinburgh, Lothian and Fife. The minimum debt recovered is £400, with a £250 fee due before work starts. Love, who boasts of having a seven-figure property portfolio, charges 50 per cent of the debt recovered and “reasonable debt recovery costs may be passed on to the debtor”.
In one debt collection video, Love and at least one associate visit a couple’s home. The woman says: “So you’re at the door now? We see that you have a body camera. And you also seem to have some sort of bullet-proof vest on.”
Love replies: “It’s nothing to be worried about. We’ve went to people’s door before and then we go away and everything’s all fine and they say we’re threatening.”
The woman responds: “This is threatening. You sent us an email with incredibly violent suggestive images and links in it and now you’re at the door with what looks to be bullet-proof vests and a camera. This is very strange.
“And if there’s a hint of any sort of threatening language or anything like that again we are absolutely involving the police.” A second collection video shows Love calling at flat with two burly men wearing stab vests. A woman doesn’t open the door but replies through it: “Can you stop coming to my door, please? I’ve got no good reason to speak to you.”
Last night, Love told the Record: “The cameras are there for our protection. You say to people, ‘You need to pay this bill’ and you think that the conversation has gone OK. Then you get an email saying, ‘Stop threatening me’. Cameras stop that from happening.
“The stab vests are there for our protection. It also helps shame people into paying. ”
Love said the woman who accused him of sending “violent suggestive images” via email was “exaggerating”.
Shelter Scotland said: “We’re outraged to hear about these intimidatory practices at a time when people are struggling.
“The Scottish Government has legislated to protect renters from the threat of eviction during lockdown and those who are struggling should not feel pressured or embarrassed into making the choice between paying their rent and putting food on the table.”