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CHRISTMAS is going to be more low-key than usual this year, with many families keeping their celebrations smaller and many parents having less money to spend.
But with our three tier gift guide, kids can pick something they want, something they need and something to read.
Tier 1: Something they want (under £30)
Tier 2: Something they need (under £20)
Tier 3: Something to read (under £10)
Mum-of-16 shares her top Christmas tips including sticking to your budget and why you should make gifts
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