As we enter the start of the festive season, money can become a bit tight.

With Christmas just around the corner and Black Friday only weeks away, every penny counts.

But Money Saving Expert Martin Lewis has revealed a way you can get a free £175 before the big day.

However, you'll have to act quick if you want it in time.

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Martin recommends switching bank accounts, as currently four banks will pay you to join them.

Martin said: "Switching only takes seven working days, and with most, you can get the bonus within a month of that.


"That's about 40 days, meaning it's still possible to bag the cash before 25 December, though even if you don't quite make that date, you'll have it to ease the Jan squeeze - when the gap between paydays is long."

Here are the options -

HSBC Advance

M&S Bank

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First Direct

NatWest / RBS Reward

All the options above require a credit check, but according to MSE it's not too bad.

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In order to qualify for the perks you have to use the bank in question's official switching service.

For all the terms and conditions or for more details, read the full article on Money Saving Expert here.