A finance expert has warned thousands are overpaying their council tax.
James Andrew, senior personal finance editor at money.co.uk, claims many families across the UK are overcharged as they are placed in the wrong tax band.
He said: "Council tax bands were first introduced in the early 90s, and haven’t been updated since.
READ MORE: Martin Lewis' 'last chance' warning to anyone with a Tesco Clubcard
“And the speed at which the banding was implemented at the time means potentially hundreds of thousands of properties could be mis-attributed. And all that is before we get to the homes that have been built since then."
Mr Andrew says anyone in the wrong could tax band could be paying up to 20% extra every year.
The Institute for Fiscal Studies has predicted council tax could be set to soar by £220 in the next few three years - and the finance expert said it's never been more important to check you're paying the correct tax.
He said: "The first step in bringing your council tax payments down is to check your tax band on the government website. If you think your band is wrong, then you can make an appeal.
“Just be careful to do your research first, as you could see your council tax rise as well as fall.
“It’s also essential to check if you are entitled to a discount on your council tax, as this could save you a substantial amount over the course of the year.
"For example, if you’re the only adult at the address, are currently receiving benefits or on Universal Credit, then you may be entitled to up to 25% off your council tax."
James Andrew also shared how if you live with someone who is a carer, has a health condition, or a disability then you may also be able to claim a discount.
He added: "People diagnosed with a serious mental health condition are also entitled to a discount.
"Most students can claim exemption from paying council tax, meaning they won’t have to pay a thing, however this isn't done automatically - students need to visit the government website to check their eligibility for a discount.
“Discounts and exemptions are backdated, so if you’ve overpaid then you could be able to claim the money back. The same goes for a refund for being in the wrong tax band, meaning you could in theory backdate payments to the 1990s, a serious sum in most cases.”
For more tips on how to check if you’re overpaying your council tax, you can read the money.co.uk guide to council tax here
Want to find out the latest news in your area? Enter your postcode on our In Your Area page here